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Insurance That Builds Confidence

Construction projects bring together people, machinery, materials, technology, and significant financial investment. Every project presents unique challenges, and managing risk is essential to delivering successful outcomes.

Codino Insurance provides insurance solutions designed to support contractors, developers, engineers, consultants, and construction businesses throughout every stage of a project.

Construction

Supporting Projects From Groundbreaking to Completion

Construction projects involve multiple stakeholders, strict timelines, contractual obligations, valuable equipment, and dynamic working environments.

From project commencement through final completion, unexpected events can affect schedules, budgets, and operational performance. Weather conditions, equipment damage, workplace accidents, material losses, third-party liability, and project delays all have the potential to create significant financial exposure.

A well-structured insurance programme helps businesses manage these risks while supporting project continuity, contractual confidence, and long-term business success.

Whether delivering residential developments, commercial buildings, industrial facilities, or major infrastructure projects, Codino Insurance works with construction businesses to develop insurance solutions aligned with the demands of the industry.

Construction insurance protection
Risks

Managing Construction Risk

Project Damage

Construction works may be affected by fire, severe weather, theft, vandalism, accidental damage, or other unexpected events.

Third-Party Liability

Construction activities can expose businesses to claims involving bodily injury or property damage affecting members of the public or neighbouring properties.

Plant and Equipment

Heavy machinery, specialised equipment, and tools represent significant investments and are essential to project delivery.

Workplace Accidents

Construction remains one of the most safety-sensitive industries. Appropriate insurance helps businesses manage covered workplace injury exposures.

Professional Responsibilities

Engineers, architects, consultants, and project managers may face claims arising from professional services provided during a project.

Project Delays

Unexpected incidents can interrupt construction schedules, affecting project delivery timelines and commercial obligations.

Solutions

Insurance Solutions for the Construction Industry

Construction All Risks

Designed to provide protection for eligible construction projects against covered physical loss or damage during the construction period.

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Plant & Machinery All Risk

Protection for eligible construction machinery, heavy equipment, and mobile plant used on project sites.

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Public Liability

Protection against covered third-party bodily injury and property damage arising from construction activities.

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Professional Indemnity

Suitable for engineers, architects, surveyors, project managers, and consultants providing professional advice or design services.

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Workmen Compensation

Protection relating to covered workplace injuries sustained by employees while performing their duties, subject to applicable legislation and policy terms.

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Financial Guarantee Bond

Insurance-backed financial assurance that can support contractual commitments, tender requirements, and commercial obligations where financial guarantees are required.

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How We Help

Built Around the Needs of the Construction Industry

Understanding Complex Projects

Construction projects vary in size, duration, contractual structure, and operational complexity. We work to understand the specific risks associated with each project before recommending insurance solutions.

Flexible Insurance Programmes

From small contractors to large infrastructure developers, insurance programmes can be structured to reflect project scope, contractual obligations, equipment, workforce, and operational requirements.

Long-Term Partnership

As construction businesses grow and undertake increasingly complex projects, we continue to provide insurance solutions that evolve alongside their operations.

FAQ

Frequently Asked Questions

Construction All Risks Insurance is designed to provide protection for eligible construction works, materials, and project-related risks against covered physical loss or damage during the construction period.

Depending on the policy structure, plant and machinery may be insured under a dedicated Plant & Machinery All Risk Insurance policy.

Many contractors arrange Public Liability Insurance to help protect against covered claims involving third-party bodily injury or property damage arising from their operations.

Yes. Insurance may be structured for individual construction projects or, where appropriate, broader annual programmes depending on business requirements.

Protect Every Stage of Your Project

Successful construction projects depend on planning, expertise, collaboration, and effective risk management. Codino Insurance provides insurance solutions that help contractors, developers, engineers, and project owners protect their work, support contractual commitments, and manage risk throughout the construction lifecycle.

Speak With a Construction Insurance Specialist