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Protecting the Financial Resources That Keep Your Business Running

Cash remains an essential part of many business operations. Whether funds are held on your premises, transported to a financial institution, or managed during daily transactions, Codino Money Insurance helps protect your business against covered financial losses involving money.

Money Insurance

Protection for Everyday Business Transactions

Businesses that receive, transport, or temporarily store cash face risks that extend beyond ordinary commercial operations.

Theft, robbery, or accidental loss involving business funds can create immediate financial disruption and affect day-to-day activities.

Money Insurance provides financial protection for eligible losses involving insured money under circumstances covered by the policy. It supports businesses by reducing the financial impact of covered incidents and helping operations continue with greater confidence.

Whether you operate a retail business, hospitality venue, healthcare practice, educational institution, or commercial enterprise, protecting your financial assets is an important part of responsible risk management.

Money Insurance protection
Why It Matters

Why Money Insurance Matters

Protect Business Cash

Businesses that handle cash are exposed to risks that can result in unexpected financial losses. Insurance helps provide protection against covered events.

Support Operational Continuity

Unexpected cash losses may affect payroll, supplier payments, and daily operations. Insurance helps reduce financial disruption following eligible claims.

Strengthen Financial Confidence

Effective financial risk management includes protecting both physical assets and business funds. Money Insurance forms an important part of that strategy.

Coverage

Coverage Highlights

Money on Business Premises

Money in Transit

Cash Awaiting Banking

Cheques & Negotiable Instruments

Loss from Robbery or Theft

Authorised Transportation Cover

Note: Coverage is subject to policy terms, conditions, exclusions, approved security requirements, underwriting criteria, and applicable limits. Benefits vary depending on the policy selected.
Who Can Benefit

Businesses That Benefit

Money Insurance is suitable for:

  • Retail businesses
  • Supermarkets
  • Restaurants
  • Hotels
  • Healthcare providers
  • Educational institutions
  • Service businesses
  • Fuel stations
  • Entertainment venues
  • Businesses handling regular cash transactions
Businesses that benefit from Money Insurance
Example Scenario

Example Scenario

A retail business completes a busy trading day and prepares to deposit the day's receipts. During the authorised transfer to the bank, the insured funds are stolen following a covered robbery.

Money Insurance may respond to eligible losses covered under the policy, helping the business recover financially and continue normal operations.

Note: Illustrative example only. Claim outcomes depend on individual circumstances, supporting evidence, and the applicable policy terms.
FAQ

Frequently Asked Questions

Money Insurance provides financial protection for insured cash and certain negotiable instruments against covered risks while on business premises or during authorised transit, subject to the policy terms.

No. Cover applies only to insured events defined within the policy and is subject to applicable terms, conditions, security requirements, and exclusions.

Coverage for money in transit may be available where included within the policy and subject to its terms and conditions.

Notify the relevant authorities where required, report the incident to Codino Insurance as soon as reasonably possible, and submit all required supporting documentation through the Claims Centre.

Protect Every Transaction With Confidence

Your business depends on sound financial management. Codino Money Insurance helps protect business funds against covered risks, giving you greater confidence to focus on serving your customers and growing your organisation.

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