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Home/Products & Solutions/Business Insurance/Plant & Machinery All Risks Insurance

Protecting the Equipment That Powers Your Business

Machinery and equipment are fundamental to business productivity. When critical assets are unexpectedly damaged, operations can slow or stop entirely. Codino Plant & Machinery All Risks Insurance helps businesses protect essential equipment against covered accidental loss or damage, supporting continuity and long-term operational resilience.

Plant & Machinery All Risks

Protection for Critical Business Equipment

Modern businesses rely on sophisticated machinery and specialised equipment to maintain production, deliver services, and meet customer expectations.

Whether operating within manufacturing, construction, logistics, agriculture, energy, or industrial services, equipment reliability directly influences operational performance.

Unexpected accidental damage can result in expensive repairs, equipment replacement, production delays, and financial loss.

Plant & Machinery All Risks Insurance provides financial protection against covered accidental physical loss or damage to insured machinery, helping organisations recover more efficiently and maintain business continuity.

Plant & Machinery Insurance protection
Why It Matters

Why This Insurance Matters

Protect Capital Investments

Industrial machinery and specialised equipment often represent substantial investments. Insurance helps safeguard these assets against covered accidental damage.

Reduce Operational Downtime

Unexpected equipment failures can interrupt production and delay projects. Insurance helps businesses recover more efficiently following covered events.

Support Business Continuity

Reliable equipment protection contributes to operational resilience and supports long-term business performance.

Coverage

Coverage Highlights

Industrial Machinery

Manufacturing Equipment

Construction Plant

Processing Equipment

Electrical Equipment

Mobile Plant

Accidental Physical Loss or Damage

Operational Accidents

Note: Coverage is subject to policy terms, conditions, exclusions, maintenance requirements, underwriting criteria, and applicable limits. Benefits vary depending on the policy selected.
Who Can Benefit

Businesses That Benefit

Plant & Machinery All Risks Insurance is suitable for:

  • Manufacturers
  • Construction companies
  • Engineering firms
  • Mining operations
  • Agricultural businesses
  • Energy companies
  • Processing facilities
  • Infrastructure contractors
  • Logistics operators
  • Industrial service providers
Businesses that benefit from Plant & Machinery Insurance
Example Scenario

Example Scenario

A manufacturing company's automated production equipment suffers accidental mechanical damage during normal operations, resulting in an unexpected shutdown of part of the production line.

Plant & Machinery All Risks Insurance may respond to eligible repair or replacement costs covered under the policy, helping the business restore operations and minimise production delays.

Note: Illustrative example only. Claim outcomes depend on individual circumstances, the cause of damage, and the applicable policy terms.
FAQ

Frequently Asked Questions

This insurance provides protection against covered accidental physical loss or damage affecting insured plant, machinery, and equipment used in business operations.

Coverage depends on the specific policy wording, insured events, exclusions, and optional extensions selected.

Yes. Eligible fixed and mobile plant may be insured, subject to underwriting requirements and the policy schedule.

Notify Codino Insurance as soon as reasonably possible, take reasonable steps to prevent further damage where safe to do so, and submit the required documentation through the Claims Centre.

Keep Your Business Operating With Confidence

Reliable equipment is essential to business success. Codino Plant & Machinery All Risks Insurance helps protect the machinery your business depends on, reducing the financial impact of covered accidental damage and supporting operational continuity.

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